Solar That Pays for Itself — Without the Upfront Cost
SDG&E rates are some of the highest in the country, and for many San Diego homeowners the monthly cost of financing solar is less than what they were already paying the utility. That’s the whole idea behind our financing: replace an expensive, unpredictable bill with a fixed, lower payment on a system you actually own.
Sky Source Electric offers no-out-of-pocket solar options so you can go solar with little or nothing down. We’ll walk you through the numbers on your free estimate — your projected savings, your payment, and your payback, which typically lands around five years — so you can decide with confidence.
Trusted Local Credit Union Financing
We’ve partnered with established credit unions so you can finance your solar or electrical project with fair, transparent terms — not a high-pressure lease.
Mypoint Credit Union
Competitive, member-friendly financing for solar and home electrical upgrades with clear, predictable monthly payments.
Wellhouse Credit Union
Flexible loan options that let you own your system and keep the long-term savings instead of renting your power.
From Estimate to Ownership in Four Steps
1. Free Estimate
We review your bills and roof, then design a system and show you the numbers — no obligation.
2. Choose Your Plan
Pick a no-out-of-pocket option or a financed plan through Mypoint or Wellhouse Credit Union.
3. Quick Approval
A simple application gets you a decision fast, with a low, fixed monthly payment.
4. Install & Save
We handle permits and installation, and your savings begin as soon as the system switches on.
Why Owning Solar Beats Renting Your Power
- ✔ Little to nothing down with no-out-of-pocket options
- ✔ Low, predictable monthly payments — often less than your SDG&E bill
- ✔ You own the system and keep every dollar of long-term savings
- ✔ Backed by a 25-year warranty and roughly a 5-year payback
- ✔ Financing available for panel upgrades, batteries, and EV chargers too
Solar Financing Questions
Do you offer $0 down solar?
Yes. We offer no-out-of-pocket solar options so qualified homeowners can go solar with little or nothing down and start saving right away. We’ll confirm exactly what you qualify for during your free estimate.
Who are your financing partners?
We finance projects through Mypoint Credit Union and Wellhouse Credit Union — established local lenders offering fair terms and low, predictable monthly payments so you can own your system.
Can I finance a panel upgrade or EV charger?
Absolutely. Financing isn’t just for solar. You can also finance an electrical panel upgrade, battery backup, or an EV charger installation as part of your project.
Will financing hurt my long-term savings?
No — that’s the advantage of owning rather than leasing. Once your loan is paid off, the energy your system produces is essentially free, and you keep every bit of the savings for the life of the panels.
Ready to See Your Numbers?
Get a free, no-pressure estimate with clear financing options built for your budget.